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Stimulus Check FAQs 3/27/2020
4/20/2020: I'm trying to keep this post updated, and trying to keep up with questions. Thanks everyone for helping answer questions in this post! Go teamtax! Stimulus Payment = Economic Impact Payment = EIP = Advanced 2020 Recovery Rebate
Recipients of VA Benefits have been added to the list of people who do not need to file a tax return to receive automatic payments. Timing to be determined. IRS News Release 4/17/2020
Please do not call the IRS asking about stimulus payments aka Economic Impact Payments (EIPs). Nobody is there to answer the phone right now. There will be a special phone number available for EIP-specific questions; I will post that when it's available.
4/16/2020: There are a lot of issues with Get My Payment. If you are getting error messages, there are quite a few reasons why that's happening and the IRS is working to fix them. Here's an article from Washington Post that I'll try to excerpt below: Glitches prevent $1,200 stimulus checks from reaching millions of Americans. 4/15/2020 (afternoon PDT): Economic Impact Payment Information Center has been updated with some FAQs for the Get My Payment application, including error messages and questions about Direct Deposits. Get My Payment FAQs are now on a separate page (Updated 4/17/2020). Also if the IRS attempted to direct deposit your payment to a closed account, then there's no option to update the bank account information. You will receive a paper check in the mail to the address the IRS has on file for you (usually the address on your last tax return unless you updated it). The IRS clarified today that SSI recipients DO NOT NEED TO FILE a simple tax return unless they need to add qualifying children dependents. Automatic stimulus payments should be sent out by early May. 4/15/2020 (morning PDT): Get My Payment is now live, but you may have to wait a few minutes to get through. Also a lot of people are getting error messages - not sure if this is due to server overload or personal information not matching. My suggestion is you try again tomorrow. To begin, you need your Social Security Number, Date of Birth, and Address and Zip Code from your most recently filed tax return. If you get through and need to add your bank account information, you'll need your Adjusted Gross Income from your most recently filed tax return (Line 8b for 2019, Line 7 for 2018), the refund or amount owed from your latest filed tax return, and Bank account type, account and routing numbers. See also this News Release: Treasury, IRS unveil online application to help with Economic Impact Payments; Get My Payment allows people to provide direct deposit information and gives payment date Some issues noted:
Make sure you type the address exactly as it appeared on your most recently filed tax return, either 2019 or 2018. If that doesn't work, try spelling out abbreviations, like "Street" instead of St.
You may get timed out, or if you make three attempts that don't match you will have to wait until the next day to try again. Get My Payment is updated once daily, usually overnight, according to the IRS News Release.
People who did not owe taxes or have a refund on their most recently filed tax returns are not able to get through the verification process. I believe this will affect everyone who filed a Stimulus-Only or Non-Filer tax return, either through the IRS or another tax software provider. (Added 4/17/2020)
As suspected, there does not appear to be any way to update your direct deposit information if the IRS already sent a DD payment to you. If it was sent to a closed account, you most likely will have to wait 4-5 weeks for a paper check (if the timing is the same for a rejected tax refund). Update: This is addressed in the expanded FAQ in Economic Impact Payment Information Center.
If you owed money for 2019 or 2018, it sounds like you need to enter your bank account information even if you already entered it to pay your taxes when you filed. Some people with this issue are receiving error messages for some reason.
You should receive a notice in the mail within 2-3 weeks after your payment is sent. Save the notice for your 2020 tax return. There should also be contact information on this notice that you can call if you didn't receive your Economic Impact Payment (EIP) or if your EIP was not the amount you were expecting.
Some people are not getting the full amount they were expecting. Why? Not clear - however within a couple of weeks you should receive a letter in the mail from the IRS. "The letter will provide information on how the payment was made and how to report any failure to receive the payment." - See the IRS EIP Info Center. You can try calling your Congress Representative's office if you are experiencing a financial hardship, but I don't believe the Taxpayer Advocate Service can help with EIP issues.
Some people are reporting getting EIPs while their 2019 tax return is still processing. Good news! As a reminder, if you are experiencing a financial hardship because your regular tax return is still processing and you need your refund ASAP, contact your local Taxpayer Advocate Service and also call your Congress Representative's office.
Still waiting to see what options will be available with the IRS Get My Payment application, expected April 17th.
4/10/2020:
First payments anticipated to be sent Direct Deposit starting week of April 13th-IRS News Release
Checks anticipated to be mailed starting April 24th starting with lowest-income taxpayers -Washington Post story
IRS Non-Filers applicationavailable now - use this if you weren’t required to file a 2018 or 2019 federal income tax return and did not file a tax return for either year. FreeTaxUSA also has a Stimulus-Only Return option.
Social Security Retirement, SSDI, and Railroad Retirement and Survivor Benefits recipients do not need to use this application unless they want to include a qualifying dependent under the age of 17. Added 4/15/2020 - SSI recipients & VA beneficiaries are now included in the automatic payment group, but should still use the Non-Filer application to add qualifying children dependents.
If your 2019 tax return is still processing for any reason, it sounds like you probably won't receive the stimulus payment until that return is finished processing. It's likely going to be awhile, sorry.
I edited the post to try to make it easier to read. Nothing really new to update though.
IMPORTANT NOTE: Stimulus payments will be available for the rest of 2020. It sounds like you do not need to wait until next year if you miss the first round of stimulus payments. Update: File no later than October 15, 2020 to make sure you receive a stimulus payment this year, according to the IRS. (Revenue Procedure 2020-28) NOTE that your tax return needs to be processed before you'll receive the payment. Normal processing time for an e-filed tax return is 2 - 3 weeks but if your identity or wage information needs to be verified it might take much longer. We now return to the original post with updates: The CARES Act (H.R. 748) has now been passed by Congress and signed by the President. Here are some Frequently Asked Questions (FAQs) and answers that I believe to be true based on the text of the bill, reliable news sources, and some educated guesses based on the stimulus payments sent out in 2008. Please let me know if I got anything wrong. Link to section in the bill about 2020 Recovery Rebates (edited link 4/9/2020) What is this?
The stimulus payments are advanced tax credits being sent out. This is not a prepayment of your regular refund; it's an advance of a new tax credit created for this year. It is not taxable income. You do not need to adjust your paycheck withholding for this.
The advance payments being sent out will be based on information from:
2019 tax returns; or
2018 tax returns if you didn't file in 2019; or
2019 SSA-1099 & RRB-1099 information if you didn't file tax returns either year; or
It's likely if someone doesn't receive an advance payment now they will be able to claim the credit on their 2020 tax return as long as they are eligible for 2020. (Clarified 3/31/2020)
It sounds like ADVANCE stimulus payments will continue to be sent out based on 2019 or 2018 tax returns filed throughout the rest of the year. See IRS News Release linked at the top of this post. (Clarified 3/31/2020)
How Much?
Up to $1200 per adult and an additional amount up to $500 per qualifying child (a child under the age of 17 at the end of 2019).
Parents of children born or adopted in 2020 should be eligible for the additional $500 qualifying child credit on their 2020 tax return, based on how the 2008 stimulus payments were structured.
If you could have been claimed as a dependent for 2019, you are NOT ELIGIBLE at this time. See section below for more details about dependents.
Who will get the ADVANCE stimulus payments?
Taxpayers who filed tax returns in 2019 and/or 2018 and meet the eligibility criteria, and/or who received Forms SSA-1099 or RRB-1099 for 2019. If you could have been claimed as a dependent for 2018 and 2019, you are NOT ELIGIBLE at this time. See section below for more details about dependents. (Clarified 3/31/2020)
Everyone else who does not have a filing requirement should use the IRS Non-Filers application to register for the stimulus payment.
It sounds like stimulus payments will continue to be sent out based on 2019 or 2018 tax returns filed throughout the rest of the year. See IRS News Release linked at the top of this post. (Added 3/30/2020)
If you didn't file 2018 or 2019 and you have a filing requirement, try to e-file your 2019 return ASAP using the IRS Free File program, MyFreeTaxes.com, or FreeTaxUSA.com. If you need assistance, try GetYourRefund.Org, a site where you can upload your information and IRS-Certified volunteers help prepare your taxes. (Clarified 4/9/2020)
If you just e-filed or mailed in a 2018 or 2019 tax return, you should receive your stimulus payment that you are eligible for once that return is processed. (Added 3/31/2020)
Who is eligible?
US Taxpayers with valid Social Security numbers with Adjusted Gross Income (AGI) below amounts specified in the bill, including US Taxpayers living overseas. See AGI amounts below.
Anyone who qualified as a dependent for 2019 is NOT ELIGIBLE for the advance payments. More information below.
If you are eligible but haven't filed a tax return for 2018 or 2019, you need to submit a 2019 tax return or use the IRS Non-Filers application to get an advance payment this year unless you received a SSA-1099 or RRB-1099 for 2019. (Updated 4/10/2020)
Paper checks will be mailed starting April 24th. Current plan is to send weekly batches starting with lowest AGI first according to WaPo:
AGI under $10,000 starting April 24
AGI under $20,000 starting May 1
AGI under $30,000 starting May 8
AGI under $40,000 starting May 15
Every week add $10,000 to AGI threshold
September 11, 2020 is est. date for paper checks to be sent to people who did not have tax information on file earlier and/or who need to apply for checks. (Added 4/3/2020)
Just to compare, in 2008 it took about 8 weeks for taxpayers to receive stimulus payments. Taxpayers with accurate direct deposit information on file should receive payments first; it most likely will take 4-5 weeks after that for paper checks to be mailed out. Waiting for official IRS statement on timelines. (Added 3/30/2020)
What AGI Qualifies?
Married Filing Joint (MFJ) taxpayers: Adjusted Gross Income (AGI) up to $150,000
Head of Household (HOH) taxpayers: AGI up to $112,500
Single / Married Filing Separately (MFS) taxpayers: AGI up to $75,000
UNCLEAR: What about Qualified Widow(er) Filing Status? Probably same as MFJ?
What is the Phaseout Range for AGI? For those of you who want to calculate it, the phaseout is 5% by the amount you income is over the AGI limits above. The phaseout range grows by $10,000 per qualifying child. There are also online stimulus check calculators.
MFJ AGI $150,001 – $198,000 (with no qualifying children under age 17)
MFJ AGI $150,001 – $208,000 (with one qualifying child)
HOH AGI $112,501 – $136,500 (with no qualifying children under age 17)
HOH AGI $112,501 – $146,500 (with one qualifying child)
Single / MFS AGI $75,001 – $99,000 (with no qualifying children under age 17)
Single / MFS AGI $75,001 – $109,000 (with one qualifying child)
What if I had a baby / adopted a child this year?
You won't receive any stimulus for your child now, but you should be able to claim an additional $500 credit on your 2020 tax return. (Updated 4/10/2020)
What if I alternate custody of my child with another person every year?
UNCLEAR. It's likely the parent/taxpayer who claimed the child and filed a tax return for 2019 will receive the $500; if nobody claimed the child yet for 2019, the taxpayer who claimed them in 2018 will likely receive the $500. I believe the credit will be limited to $500 total per qualifying child, based on the precedent of "no double-dipping." (Clarified 3/31/2020)
Anyone who doesn't have a valid Social Security Number (SSN)
You filed Form 1040-NR or Form 1040NR-EZ, Form 1040-PR or Form 1040-SS for 2019. (Added 4/8/2020 from IRS information)
Nonresident aliens (UNCLEAR as of 4/2/2020)
DACA Recipients without SSNs (UNCLEAR as of 4/2/2020)
Undocumented immigrants
Anyone with an ITIN instead of SSN, unless their spouse is a current member of the Armed Forces
Estates and Trusts
What if I was claimed as a dependent for 2018 & 2019 but I will not be a dependent for 2020?
You should be eligible for a tax credit on your 2020 tax return. (Edited 3/31/2020)
Should I amend my 2019 tax return to say I was not a dependent?
First, MAKE SURE YOU DID NOT QUALIFY TO BE CLAIMED AS A DEPENDENT in 2019. You can qualify to be claimed as a dependent at ANY AGE if you did not pay more than 1/2 your basic living expenses yourself. Also note that it does not matter if anyone claimed you; it's whether COULD be claimed by another taxpayer. See Overview of the Rules for Claiming a Dependent and Worksheet for Determining Support for more details.
Second, are you sure you didn't qualify to be claimed as a dependent for 2019 based on IRS guidelines? Filing a fraudulent tax return just to get the stimulus payment is probably going to result in you having to repay the stimulus payment plus penalties and interest.
Third, amended tax returns have to be mailed to the IRS. They usually take about 4 months to be processed, but IRS is currently unable to process individual paper tax returns. Once the amended return is processed you should receive a stimulus payment but it could take months. (Updated 4/10/2020)
What if I didn’t file tax returns for either years?
If you have a filing requirement, e-file your 2019 tax return if you have everything you need to file a complete & correct tax return. E-filed tax returns usually take about 2-3 weeks to be processed; once your tax return is processed, you should receive an stimulus payment. (Clarified 4/1/2020)
If you did not have a filing requirement, use the IRS Non-Filers application. Not necessary if you received a SSA-1099 or RRB-1099 for 2019 unless you want to add a qualifying child dependent.
HOW TO FILE a tax return: Try IRS Free File options first; if you don't qualify based on income, try FreeTaxUSA. If you need assistance, try GetYourRefund.Org, a site where you can upload your information and IRS-Certified volunteers help prepare your taxes. Your 2019 income needs to be less than $66,000. (Edited 4/1/2020)
2018 can be e-filed if you go through a tax professional with that capability. If you usually file on your own, FreeTaxUSA is probably your best bet but that tax return will need to be printed out and mailed to the IRS. Processing times for paper tax returns are normally 3 – 4 months but the IRS is not processing individual paper tax returns as of April 9th. (Updated 4/10/2020)
You received a 1095-A and/or subsidy for health insurance through the marketplace. You have a filing requirement.
You worked under the table and/or did some random jobs paid in cash; if your income was at least $400 in 2019 you have a filing requirement. This is reported as Self-Employment income - you can use any of the options on the IRS Free File site to report this.
What if I need to update my mailing address and/or direct deposit information with the IRS? Please DO NOT CALL the IRS at this time.
You can file Form 8822 to update your mailing address with the IRS.
Website for taxpayers to add direct deposit information estimated to be available by April 17th.IRS News Release 4/10/2020
To help everyone check on the status of their payments, the IRS is building a second new tool expected to be available for use by April 17. Get My Payment will provide people with the status of their payment, including the date their payment is scheduled to be deposited into their bank account or mailed to them. An additional feature on Get My Payment will allow eligible people a chance to provide their bank account information so they can receive their payment more quickly rather than waiting for a paper check. This feature will be unavailable if the Economic Impact Payment has already been scheduled for delivery.
NOTE: This does not say you can UPDATE your direct deposit information, only that you can ADD it if you didn't include it on your tax return.
If you received your refund through a third-party processor like Santa Barbara Tax Products Group, had tax preparation fees deducted from your refund, and/or had your refund loaded onto a prepaid debit card please check with the company you used for more information.
What if I owe back taxes?
You are in luck, this exception was included in the bill & you should still get a stimulus check. This applies to federal and state tax debts.
What if my student loan is in default?
You are in luck, this exception was included in the bill & you should still get a stimulus check.
What if I owe unemployment compensation debt? (Added 3/28/2020)
You are in luck, this exception was included in the bill & you should still get a stimulus check.
What if I owe child support?
You are NOT in luck, any taxpayers with past due child support reported to the Treasury Department will not be receiving a stimulus check if the amount owed is larger than the stimulus payment. There may be relief for MFJ taxpayers who filed Form 8379 with their recent tax returns. https://www.irs.gov/forms-pubs/about-form-8379
What if I don’t get a stimulus payment and I really need the money? This SUCKS.
That does suck, and the only advice I can give is to contact your senators and representative to let them know. In addition, there is expanded unemployment assistance available, including to people who normally don’t qualify like self-employed taxpayers.
What if I have other questions? Should I call the IRS? Feel free to ask questions below, and/or check https://www.irs.gov/coronavirus, but DO NOT CALL the IRS at this time. Some added FAQ: What if I receive the stimulus payment but don't qualify for it?
"Except in cases of fraud or reckless neglect" you shouldn't have to pay back any portion of the stimulus payment on your 2020 tax return if you don't qualify based on 2020 AGI. But if a taxpayer who should be claimed as a dependent files a 2019 tax return as independent in order to receive the stimulus payment - would they have to pay it back? Or only if they are a dependent in 2020?
Is this going to make my taxes go up, or my refund be less next year?
NO, this payment is not taxable income, and it's not coming out of your regular tax refund. There will most likely be a worksheet on the 2020 tax return but you shouldn't have to pay back any of the stimulus payment "except in cases of fraud or reckless neglect" as written in the bill.
1) The CBA extension runs through September 15, 2026 (unless there are insufficient funds in the Escrow Account on June 30, 2025, in which case the CBA is extended an additional year) 2) The upper limit for the 2020/21 season is $81.5M, midpoint is $70.9M, and lower limit is $60.2 (same as the 2019/20 season). The cap will remain at $81.5M until Hockey Related Revenue (HRR) for a completed season reaches $3.3B. It will be between $81.5M and $82.5M on a pro rata basis in seasons where Preliminary HRR is between $3.3B and $4.8B. Then will increase by $1M per year until the Escrow Balance is paid off, unless agreed upon by both parties. After Escrow has been repaid but not earlier than the establishing of a cap for the 2023/24 season, a lag formula will be used such that the year-over-year increase in the cap will be between a maximum of the lesser of 5% and the trailing two-year average HRR growth percentage and a minimum (except for the 2026-27 season) of the lesser of 2.5% and the trailing two-year average HRR growth percentage. 3) Escrow is caped at:
Season
Escrow Cap
2020/21
20%
2021/22
14% if Preliminary HRR for 2020/21 exceeds $3.3B. 18% if it is below $1.8B. Pro-rata rate in between.
2022/23
10%
2023/24-2025/26
6%
Entirety of April 15, 2020 payroll deposited into Escrow. 100% of funds held in Escrow Account for 2019/20 season; and for future seasons until 1) the Escrow Balance is less than $125M or the beginning of the 2023/24 season (whichever is sooner), and 2) HRR exceeds $4.8B in a season; are released to the League. The NHL waives it's right to reduce or eliminate player salaries for the 2019/20 and 2020/21 seasons based solely on the COVID-19 pandemic. 4) 10% of each player's 2020/21 NHL salary plus signing bonus are deferred without interest to be paid (in full) in 3 equal payments on October 15 of 2022, 2023, and 2024. This does not affect calculations of AAV towards the payroll range. 5) If the 2020/21 regular season starts after November 15, "Roster Freeze Players" (players in the NHL at 5pm ET on March 16 and who played at least 1 NHL regular season game in the 2019/20 season) signed to an SPC for the season on October 31st receive 8.1% (15/186) of their 2020/21 salary by October 31. 6) Increases the benefits credit for the 2020/21 and 2021/22 seasons and provides values for seasons through 2025/26.
Player Benefit Issues
7-31) Various changes to health insurance, life insurance, retirement plans, senior player gifting, and accounting related to those benefits.
Medical-Legal Issues
32-37) Changes to how second opinions are handled 38) Clubs cannot enter into commercial agreements that restrict their ability to select medical staff or refer players to third party service providers. 39) Parties will forma a task force to advise on minimum standards for Club medical resources and staffing on road trips 40) Changes to off season rehabilitation. 41-43) Changes to post-career medical treatment. 44) The NHL and Clubs will not oppose legislation, in Canadian provinces, to extend workers compensation benefits to professional athletes. 45) Changes to worker's compensation. 46-49) Changes to the Performance Enhancing Substances Program 50) Parties will negotiate a revised Substance Abuse and Behavioral Health Program
Player Contracting Issues
51) ELC compensation limits are:
Draft Year
Maximum
2019-21
$925K
2022-23
$950K
2024-25
$975K
2026
$1M
52) Minor league compensation limits (for entry-level players):
Draft Year
Maximum
2019
$70K
2020-21
$80K
2022-23
$82.5K
2024-25
$85K
2026
$87.5K
53) League-Paid Individual "B" NHL Awards Bonuses (for entry-level players) are amended (starting with the 2020/21 season) to include the Art Ross, Masterton, Messier, and Clancy Awards. These bonuses will not be counted against league-wide player compensation. The amount paid will be increased by 50% starting in the 2022/23 season. 54) Club-Paid Individual "A" and "B" Performance Bonuses are amended to include the Art Ross trophy (starting with the 2020/21 season). Starting with ELCs signed after the 2022 draft, "A" bonus maximums are increased from $850K to $1M, and the maximum per category increases from $212.5K to $250K; "B" bonus (Club-paid) maximums are increased from $2M to $2.5M. 55) NHL Minimum Salary is amended:
Season
Minimum Salary
2019/20-2020/21
$700k
2021/22-2022/23
$750k
2023/24-2025/26
$775k
56) UFAs who play for a club outside North America do not need to clear waivers before December 15. 57) Revised tryout agreements. 58) No-trade and no-move clauses always travel with the player in the event of the contract moving. 59) Salary arbitration briefs are limited to: 1) 42 pages (exclusive of indices, glossaries, tables of contents, and exhibits), and 2) size 12-point Times New Roman font, double-spaced, one-inch margins (except charts, tables, headings, footnotes, citations). Arbitration may not be settled after the hearing has commenced. 60) The UFA Interview Period shall be eliminated. 61) Starting with the 2020/21 season, a "Projected Off-Season Cap Accounting" rule shall replace the "Tagging Rule". From the beginning of the regular season through June 30, Clubs may not exceed the current Upper Limit plus 10% in AAV relevant for the following season. Any amounts based on rate reflective of a player's time on the roster uses the current projected time. 62) The Performance Bonus Cushion remains in the final year of the CBA 63) Cap Advantage Recapture is charged against a Club by either: 1) equal proportions in each season over the remaining term of the SPC, or 2) in an equal amount to the contract's AAV in as many seasons required to account for the full amount (the last season is the remaining amount). The later formula (2) is applied if the value in the former (1) exceeds the AAV. 64) The 35 or older cap counting rule does not apply to contracts that have: 1) total compensation (salary and bonuses) that is either the same or increases from season-to-season, and 2) a signing bonus that is payable in the first year only. 65) Clubs cannot make trades with conditions based on a player signing with a Club (if the player has a current or future contract at the time of the trade) or based on the subsequent assignment of the traded player. 66) Players signed through the subsequent trade deadline can sign an 8-year contract without waiting until the trade deadline. 67) For "Front-Loaded SPCs" the difference in the player's salary and bonuses cannot change by more than 25% year-to-year, and the salary and bonuses be less than 60% of the highest season. 68) For contracts signed after this agreement, if the minimum qualifying offer would otherwise be greater than 120% of the AAV of the contract, the minimum qualifying offer will instead be 120% of the AAV.
Working Conditions Issues
69) Changes to how days off are accounted. 70) Changes to bye week accounting. 71) All-Star Game Weekend events will be created by the NHL in consultation with the NHLPA. There will be no All-Star Game in a season in which the NHL and NHLPA agree to participate in an international tournament. 72) Parties will discuss minimizing travel by scheduling back-to-back road games in the same city 73-82) Changes in travel, moving costs and compensation. 83-84) Changes/restrictions to fitness testing and compulsory off-season training. 85-86) Clubs will make two complimentary game-worn jerseys available to each player, provided they are for personal or charitable use rather than commercial. NHLPA will agree to restrictions on player's use of Club-provided game-used equipment. 87) Clubs will give the NHLPA electronic player payroll records. 88) The Playoff fund will be as follows:
Season
Fund
2019/20
$32M
2020/21-2021/22
$20M
2022/23
$21M
2023/24
$22M
2024/25
$23M
2025/26
$24M
Other Issues
89) The NHL and NHLPA will participate in the 2022 and 2026 Winter Olympics, subject to negotiation of acceptable terms to each of the NHL, NHLPA, and IIHF (and/or IOC). 90) Changes to the maintenance of the Industry Growth Fund. 91) The NHL has a one-time option to modify revenue sharing on or before June 30, 2021. In the CBA, Recipient Clubs receive either a full or half share of the revenue sharing based on if their "Designated Market Area" has fewer or more than 3 million households (defined by Nielsen in the USA and BBM in Canada). This allows the NHL to change it so all Recipient Clubs receive a full share. 92) NHL will discuss providing footage and still images of NHL players to the NHLPA free-of-charge for non-commercial, editorial, and internal uses. 93) Parties will negotiate a 2020/21 calendar and schedule. Most statistics are pro-rated with a 70/82 factor for "Roster Freeze Players", but not for other players. 94) Tentative Critical Dates Calendar:
Date
Event
July 1
2020/21 season begins (for contract signing purposes)
July 13
Training camps open
July 26
Travel to Hub Cities
July 28-30
Exhibition Games
August 1
Stanley Cup Qualifiers Begin
August 11
First Round Begins
August 25
Second Round Begins
September 8
Conference Finals Begin
September 22
Stanley Cup Finals Begin
Later of September 26 or Beginning of SCF
First Buy-Out Period Begins
October 4
Last Possible Day of Final
Later of October 4 and 2 days following the last game in the final Playoff round the team plays
Deadline for First Club-Elected Arbitration Notification (5pm ET)
October 9-10
2020 NHL Draft
Later of October 6 and 4 days following the last game in the final Playoff round the team plays
Deadline for Qualifying Offers (5pm ET), which are not open for acceptance prior to the “Qualifying Offers Open for Acceptance (12pm ET)” date"
Later of October 8 or SCF + 6 days
First Buy-Out Period Ends
Later of October 9 or SCF + 7 days
Qualifying Offers Open for Acceptance (12pm ET); RFA/UFA Signing Period Begins (12pm ET)
Later of October 10 and 8 days following the last game in the final Playoff round the team plays
Deadline for Player-Elected Salary Arbitration Notification (5pm ET); Deadline for RFA Offer Sheets for Players for whom Clubs have elected Salary Arbitration pursuant to First Club-Elected Salary Arbitration (5pm ET); Commencement of Second Club-Elected Salary Arbitration Notification (5:01pm ET)
Later of October 11 and 8 days following the last game in the final Playoff round the team plays
Deadline for Second Club-Elected Salary Arbitration Notification (5pm ET)
October 12
Scheduling of Salary Arbitration Hearings
Later of October 18 or SCF + 16 days
Qualifying Offers Expire Automatically (5pm ET)
October 20
First Day of Salary Arbitration Hearings
November 8
Last Day of Salary Arbitration Hearings
November 17
Training Camps Open
December 1
2020/21 Regular Season Begins
95-97) Phases 2-4 Protocols (not included in the document) 98) Disputes regarding Leafs broadcasting rights agreement and Pittsburgh non-resident sports facility usage fee have been settled.
The Fall of Venezuela's Regime: Running out of Cash
Last week, the Regime increased the price of Gasoline by 50$ Cents. Showing once again they are desperate for more money For years, Venezuela have been trapped in a Perfect storm. Between a massive decrease in Revenue, and little to no saving to sustain itself. With Coronavirus and USA sanctions, situation can only get worse This begs the question: How long do we have until the Regime's revenue dries up?
1.1 The Vaults Of Venezuela's Central Bank
During the prime time of the Venezuelan Economic Boom, Chavez managed to amaze a tremendous amount money at his disposal. At least 40 Billion dollars were stored in case of emergency as International Reserves Chavez's savings helped him to survive the Oil crash of 2008. In 2011, he decided to store all the Gold he could in the vaults of the Venezuelan Central Bank Maduro (a man notorious for his lack long last planning) couldn't resist the urge to use those deposits, and a year after his mentor passed away, he quickly started to deplete BCV vaults. In mere 7 years, he wasted 80% of his predecessor savings. And, somehow, still managed to defund all public services to zero and also hit Default Let's analyze more in depth the numbers International Reserves of Venezuela, at the start of each new year [*]
2013 = 28.8$ Billion Dollars
2014 = 21.6$ Billions
2015 = 22.1$ Billions
2016 = 15.6$ Billions
2017 = 11.0$ Billions
2018 = 9.4$ Billions
2019 = 8.5$ Billions
2020 = 6.6$ Billions
2020 (*June) = ~4.5$ Billions
As you can see, during the Government of Maduro, the savings of the BCV have dropped at an alarming rate. In 2020, the Crisis became even worse, because USA sanctions blocked some Gold reserves the BCV had overseas. In practice, the Regime only have access to 4.5 Billion Dollars in Reserves stored in Venezuela: 3.5 Billion in the form of Gold, and around 1 Billion in cash [*]
1.2 Out of Cash?
There is an easy way to tell when someone is lying. Don't focus on what people say , focus on what they Do And it the case of The Revolution, their later actions are pretty revealing
For first time in 20 years of Chavism, Maduro asked a lend to the IMF
In early 2020, they asked for 350 million Dollars lend from the Comunidad Andina, to pay some "electric reparations" [*]
They recently announced a 25% increase in Dollar Taxes [*]
A massive increase in Gasoline prices. An increase of 50 cents from last week. On top of that, Gasoline can only be paid in Dollars
They have stopped increasing the Minimum wage, leaving it at only per 4 Dollars a month
Public Workers, where most of his supporters are, are fired by the thousands. Those who stay, are paid less than 10 dollars a month
Public pensions have been reduced to mere 2 Dollars a month
Money Bonus they used to give to their supporters have decreased to just 2 Dollars in the past months
Low salaries have reached even the Military. At least 6000 soldiers abandoned the Army in 2019 , low salaries might be one the reasons[*]
Maduro was ready to make some "mighty" Military exercises, to scare USA. The Result? Two days of Military presence in the whole year 2020
Something I find particularly interesting, was the last payment done by Venezuela to Iran. For those of you who don't know, last month Maduro paid ~500 million Dollars to Iran to import some Tankers full of Gasoline. What's weird about this payment, it was the way it was done. According to the USA intel, the payment was made using solid gold, almost 9 tons of it. And they were sent by plane Why Maduro decided to send Half a Billion dollars worth of Gold, instead of Dollars? Wouldn't be safer to pay in cash instead? Sending so much Gold by plane is a dangerous transaction. As far as we know, that's almost 15% of Venezuelan Gold Reserves in just one payment And why didn't they buy more Gasoline anyway? The Tankers they bought barely lasted a couple of days Doubts increase when Maduro suddenly increased Gasoline by 50 cents. And forced buyers to pay in physical USA Dollars. To pay Gasoline at international prices it's something venezuelans haven't done in Decades. And only accept Dollars as payment? Odd, considering the Dollar is USA's currency After 2015, the ability of the Regime to make profits have decayed to point they are not capable to finance their most basic needs, including the wages of the Military and Police I suspect that's why the Military are now in charge of gasoline stations. It's the only way The Regime can pay the Military with real money (and that's why they ask venezuelans to pay in Dollars, instead of Bolivars) But this system depends on the ability of Maduro to obtain more Gasoline. And with the BCV Gold reserves almost depleted, Who is going to pay for this Gasoline? Stopping the flow of Gasoline to Venezuela, implies Military is not going to be paid anymore. That's something the Regime wants to avoid at all cost, but it seems like an inevitable fate at this point
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How long do we have until the regime's revenue dries up and what happens after that? This is probably the golden question that some important people are trying to figure out but I'm curious to know what you think
One of the Key reasons I belive the Venezuela Regime is about to fall, is how fast their Last Saving are being depleted. For years, Venezuela have been trapped in a Perfect storm. With a massive decrease in Revenue, and little to no saving to sustain itself. Between Coronavirus and USA sanctions, situation can only get worse Just last week, they increased the price of Gasoline in 50$ Cents. It might sound crazy, but it shows how desperate is the Regime for more money
1.1 The Vaults Of Venezuela's Central Bank
During the prime time of the Venezuelan Economic Boom, Chavez managed to amaze a tremendous amount money at his disposal, and at least 30 Billion dollars in International Reserves were stored in case of emergency Chavez's savings helped him to survive the Oil crash of 2008. In 2011, he decided to store all the Gold he could in the vaults of the Venezuelan Central Bank Maduro, a man notorious for his lack long last planning, couldn't resist the urge to use those deposits, and a year after his mentor passed away, he quickly started to deplete BCV vaults. In just 7 years, he wasted 80% of his predecessor savings. And, somehow, still managed to defund all public services and hit Default Let's analyze more in depth the numbers International Reserves of Venezuela, at the start of each new year [*]
2013 = 28.8$ Billion Dollars
2014 = 21.6$ Billions
2015 = 22.1$ Billions
2016 = 15.6$ Billions
2017 = 11.0$ Billions
2018 = 9.4$ Billions
2019 = 8.5$ Billions
2020 = 6.6$ Billions
2020 (*June) = ~4.5$ Billions
As you can see, during the Goverment of Maduro the savings of the BCV have dropped at an alarming rate. In 2020, the Crisis became even worse, because USA sanctions blocked some Gold reserves the BCV had overseas. In practice, the Regime only have access to 4.5 Billion Dollars in Reserves stored in Venezuela: 3.5 Billion in the form of Gold, and around 1 Billion in cash [*]
1.2 Out of Cash?
There is an easy way to tell when someone is lying. Don't focus on what people say , focus on what they Do And it the case of The Revolution, their later actions are pretty revealing
For first time in 20 years of Chavisism, Maduro asked a lend to the IMF
In early 2020, they asked for 350 million Dollars lend from the Comunidad Andina, to pay some "electric reparations" [*]
They recently announced a 25% increase in Dollar Taxes [*]
A massive increase in Gasoline prices. An increase of 50 cents from last week. On top of that, Gasoline can only be paid in Dollars
They have stopped increasing the Minimum wage, leaving it at only per 4 Dollars a month
Public Workers, where most of his supporters are, are fired by the thousands. Those who stay, are paid less than 10 dollars a month
Public pensions have been reduced to mere 2 Dollars a month
Money Bonus they used to give to their supporters have decreased to just 2 Dollars in the past months
Low salaries have reached even the Military. At least 6000 soldiers abandoned the Army in 2019 , low salaries might be one the reasons[*]
Maduro was ready to make some "mighty" Military exercises, to scare USA. The Result? Two days of Military presence in the whole year 2020
Something I find particularly interesting, was the last payment done by Venezuela to Iran. For those of you who don't know, last month Maduro paid ~500 million Dollars to Iran to import some Tankers full of Gasoline. What's weird about this payment, it was the way it was done. According to the USA intel, the payment was made using solid gold, almost 9 tons of it. And they were sent by plane Why Maduro decided to send Half a Billion dollars worth of Gold, instead of Dollars? Wouldn't be safer to pay in cash instead? Sending so much Gold by plane is a dangerous transaction. As far as we know, that's almost 15% of Venezuelan Gold Reserves in just one payment And why didn't they buy more Gasoline? The Tankers they bought barely lasted a week Doubts increase when Maduro suddenly increased Gasoline by 50 cents. And forced buyers to pay in physical USA Dollars. To pay Gasoline at international prices it's something venezuelans haven't done in Decades. And only accept Dollars as payment? Odd, considering they the Dollar is USA's currency After 2015, the ability of the Regime to make profits have decayed to point they are not capable to finance their most basic needs, including the wages of the Military and Police I suspect that's why the Military are now in charge of gasoline stations. It's the only way The Regime can pay the Military with real money (and that's why they ask venezuelans to pay in Dollars, instead of Bolivars) But this system depends on the ability of Maduro to pay for more Gasoline. And with the BCV Gold reserves almost depleted, Who is going to pay for more Gasoline? Stopping the flow of Gasoline to Venezuela, implies Military is not going to be paid anymore. That's something the Regime wants to avoid at all cost, but it seems like an inevitable fate at this point
Edit: Will repay $1200 on same date(10/25/19) First time here so here it goes I guess. I just started a new job in Fort Collins Colorado and they gave me a moving bonus. Only problem is I wont see it til my first paycheck which is the 3rd week of my start date which was this past Monday. I have an apartment I can move into right now if I had enough for the deposit and amenity fee. I can provide the contract I was offered that shows the bonus I'm receiving as well as my salary to show i can repay. Much appreciated for the help as I wont have a place to stay in for 2 1/2 more weeks otherwise.
Taken from 2+2 To those that are unaware, the past year has been an absolute disaster for players on the Winning Poker Network. I will attempt to accurately break down the timeline of events from my perspective over the past year. November 2018 While playing a large number of hands competing in the beast I began to notice that many of the accounts from the former Eastern Bloc countries had identical postflop stats, especially stats that differed drastically from those of regulars outside of these countries. I had always been suspicious of these accounts because of their strange tendencies postflop but I had always seen a difference in preflop stats and I didn't realize that these were just adjustments to the rake level the bots were stationed at. I started to sift through my database and lo and behold when I checked 2 stats in particular all of these accounts stood out from the rest. They are: Flop cbet(multiway) and Flop Float (bet vs missed cbet in HEM). Their multiway flop cbetting is higher than heads up and their flop float is over 75% on average. Many of the 6max PLO games had 2-4 of these bots simultaneously. I started to collect names of these accounts as well as their other stats and sent the information to WPN security immediately. I then talked to a known poker pro that referred me to WINNING_TD who I spoke with on the phone. He told me that since none of the accounts I suspected to be bots were in the USA that it was impossible for any of the accounts to be bots. This obviously was not an acceptable outcome for me so I decided to contact Joe Ingram and he said he would love if I provided him with the data on these bot accounts. I did some research on the pokerstars/party PLO cash botring from 2016 and these accounts had the same postflop tendencies as well as some of the same preflop tendencies such as preflop squeeze being higher than preflop 3bet from every position and at every stake. I created a 2p2 account and began sharing the data on a few threads. No bots were banned. April 2019 Twitch streamer "EricCollier" was playing a NL MTT and I was watching. He made it to heads up versus an account from Latvia called "FoxRox". FoxRox entered HU very deep and proceeded to tank and fold preflop almost every single hand versus a minraise and open fold the button. This was clearly a bot that somehow malfunctioned and was obvious to all viewers. The video went viral and there were many posts about it on various social media outlets. In the days that followed this FoxRox incident, WPN CEO Phil Nagy went on a media blitz with many interviews and videos where he acknowledged that there was a bot problem and vowed that he would finally once and for all crack down on the bots and refund players $25,000 per bot that was banned based on how much they lost to the bot as an overall percentage and a convoluted structure based on what position they were in in games that the MTT bots cashed in. In the month after the FoxRox incident, 46 accounts were banned and added to this page https://www.winningpokernetwork.com/banned-accounts/. Many of the refunds went to other suspected bot accounts. The last group of banned accounts was added to this page on May 15th. May 20th 2019 -WPN changes previous IGNsoft client to software that was previously used for their jackpot poker games. Players experienced numerous issues such as: pressing the enter key triggering a bet inadvertently, login not working, accounts not being recognized entirely and deleted from the WPN database, funds diasppearing from tables, extreme lag, crashes, disconnects, forced logouts, ect. Rake race leaderboards diappeared entirely and both VIP and flat rakeback payments completely stopped as well as deposit bonuses for months. Bots were gone for a few days but quickly returned. Hand histories are not being generated for all in situations at cash and MTTs. July 2019 The VIP program was promised to be restored on July 10th, however on July 9th, the date was pushed back to a later unspecified date. Some of the glitches were fixed but many remained and still remain to this date. Bot situation continued to worsen at PLO cash but most tables still had only 1 bot max and only a couple tables would have 2 bots on certain days and times. Hand histories are not being generated for all in situations at cash and MTTs. August 2019 Some VIP rakeback was paid but not the correct amounts. Bot situation begins to seriously worsen, one bot was seen winning the beast with the overall top place one week and many tables having 2 bots. Players report being shortchanged on flat rakeback payouts and affiliates report not being paid. Hand histories are not being generated for all in situations at cash and MTTs. September 2019 Bot situation goes full out insane with almost every table during peak hours and especially on Fridays (the last day of the Beast race) having sometimes almost 90% of PLO200 and lower having 2-4 bots on it. Rank points and their equivalent are being shortchanged over 50%. Flat rakeback players are reporting not receiving any rakeback and even negative rakeback, or being shortchanged massively. Hand histories are not being generated for all in situations at cash and MTTs. Spreadsheet of some bot accounts for selected stats from Feb 2019: https://docs.google.com/spreadsheets...Jj9dj4DSPc8h4E 92 PLO bot accounts playing the exact same postflop stats over the past couple years which only 4 have been banned to date (most of these accounts are no longer active but only 4 have officially been banned and "refunded") There are many new bot accounts currently active playing this same profile. Crazyhooch Hhodor beaverr kobretti familier Lexum SnowJohn feralturnskin Hyperion115 PortgasAceAce I_hold_it k4m4z ropedancer gladiaTHOR1 flakeoutZzz Tojagar SafeBYRYNDY fata1hand zoltanPK maniac115 Gefest NYMph49 phanatik interpidtracer Alkea101 iBetUfoldt Evilskill wrestlertruth evergreenwin Slackbreaker Lincolion pknsha pushkan oddi Zergwentape NimbleBeck Wishko PotBeMy dikobrazzers Illcallback Jiraffe TheUnlimiteD stoicwise aceeater Ludoman glowworm bardos11 NoDose kr0na FeelGod hophey68 scabbydog needurnrj Superfisher redAppl lazycroc technokrat MrLarson Blimey Ca11MeBaby gloomypapa Quakeeeeeee homyakubiytsa deadmanshand76 rightdecision pennyHill Insector Smart1One Shtilter cashbang imPekabu baikal77 kigdin Loktar DaggerGT klarSSon KyleBroflovski dancingQQ Besmily temerarious5 teslaM77 BurningManKK wolf_DDDDOG carrdSharrk groundsquirrel Gelllemar ObeTwice wildpokem0n Toughie Trickset Jokers_Grin TLDR: ACR is stealing from their players and most cash games are full of bots.
[REQ] ($600) (#New York, NY, USA) (Repay $750 13/09/2019) (PayPal/Cash App/Venmo)
Post contents
I posted 5 days ago requesting a loan that would cover my deposit/rent for a new lease in September. I realized that might be tough to get. I have the original post below for reference. I'm reposting now for a smaller loan since I managed to sell a few things and made the difference up in some way, but I am still short before the 30th. I put down the partial deposit, but need to add the remainder and 1st months rent by the end of the week. If anyone could assist, it would be so appreciated. ORIGINAL POST: I know this is my first post here but I'm in quite a bind. I just finished graduate school in June in counseling and expended the last of my finances doing several interviews throughout the city this summer. I am subletting an apartment right now and need money to put a deposit and first month's rent down on a new apartment in Brooklyn. The new company I am working for, however could not offer me a relocation stipend or a bonus. My salary and job starts in September (I work in schools) and I will have way more than enough to cover any costs, but until then, I am stuck. I would really appreciate the help and would absolutely pay it forward in the future with this subreddit! I am willing to give a lot of proof that I can repay, including social media, my offer letter, and so forth. I should be able to repay with interest by the middle of next month!
[REQ] ($1600) (#New York, NY, USA) (Repay $1950 15/09/2019) (Zelle/Paypal/Cash App)
Post contents
Hi all, I know this is my first post here but I'm in quite a bind. I just finished graduate school in June in counseling and expended the last of my finances doing several interviews throughout the city this summer. I am subletting an apartment right now and need money to put a deposit and first month's rent down on a new apartment in Brooklyn. The new company I am working for, however could not offer me a relocation stipend or a bonus. My salary and job starts in September (I work in schools) and I will have way more than enough to cover any costs, but until then, I am stuck. I would really appreciate the help and would absolutely pay it forward in the future with this subreddit! I am willing to give a lot of proof that I can repay, including social media, my offer letter, and so forth. I should be able to repay with interest by the middle of next month!
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4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy yourUSDΤon CRYPTO.COM. (Referral code for crypto.com ........) Make sure you deposit your coins in one transaction (equivalent to $100 or $500). 5-Hold your coins for 30 days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out. T&C: https://celsius.network/terms-of-use/ CRYPTO.COM ($50 in MCO) Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly. Guide: 1. Sign up via my link - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** 2. Verify your account via KYC - just follow the instructions ID will be necessary! 3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more! 4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you! 5. Write me a message so I can give you the extra 25$ to make this a great deal! T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/ CurrencyFair (50€) ( Two friends from here did this ref yesterday and stayed absolutely satisfied) CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 40 euros. T&C:https://www.currencyfair.com/express-deposits-terms-conditions/ Skrill (£10/€15 e.t.c.) Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification. Here are the steps to get your FREE£10: ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Choose the country where your other accountis and enter £100.
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Make sure you have the code ........ entered before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account. If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter the code ........... for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying. Here are the different options for countries outside of UK: EUR countries = minimum transfer of 150€ to get 15€ off transaction Canada = minimum transfer of 200$ to get 25$ off transaction. Australia = minimum transfer of 100$ to get 40$ off transaction South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/ VERSE - €\£5 From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? [ HOW TO CLAIM MONEY ] STEP 1 - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY STEP2 - Register using my link and load £20/€20 by linking your bank STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back. STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account. If there are any inquiries, feel free to message me. T&C:https://verse.me/en/terms CURVE (5£) Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger. Here's how to get your FREE £5:
Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make sure to enter the code ................. when signing up to get FREE £5 after your first transaction.
Add one of your debit or credit cards in the app.
Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, sono actual spending needed.You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms AZIMO (£/€10) They give you a £/€10 referral discount on your first transaction, too. Azimodoesn't require any ID verification. Here are the steps:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make your first transfer of £/€100 or more. Enter the code .............. in the promo code box if the system hasn't automatically applied it.
Enter your name and your EUR account details and finish the transfer. Your "Total to pay" should be £/€90 (that's your £/€10 discount already applied, so you will receive £/€100 in your account).
Pay with your card or bank transfer.
3 FIRST TRANSFERS ARE FEE FREE. You can send money from your bank account to your Revolut or Monese account. It does not need to exchange into other currency. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. T&C:https://azimo.com/en/terms-and-conditions-for-uk WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount) T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet. Here are the steps to get your **FREE (**£10/€10/$10):
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Verify your identity with a pictureof your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
Enter your own personal details and your EUR account details.
Pay with your card or bank transfer.
Your money should reach your account within 1 business day. T&C:https://xendpay.com/xendpay-terms-and-conditions/ MONESE (20€\£) 1- Sign up to Monese via the link below. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** If needed my ref code is ..............., but the link should work. Do not order the prepaid card you do not require it to get the £/€ 20 bonus, unless you really want the card. In the card section on the app, setup a free virtual debit card. 2- For the first free £/€ 5: Load the minimum top up to your virtual card which is £/€ 10. Add your virtual card details to PayPal/Revolut as a payment method. send 1p/1cent to a partner or friend via PayPal/Revolut using the virtual Monese card as your payment method. Within 48 hours £/€ 5 will be added to your account. 3- To get the extra £/€ 15 you have to send £/€500 or more to a friend or partner via PayPal/Revolut: Load £/€ 500 on to the Monese virtual card over a 2 day period, the max you add to the card per day is £/€ 300. Send £/€ 500 via PayPal/Revolut to a partner or friend, with the virtual Monese card as your payment method. 3- Within 48 hours £15 is added to your account. You can then withdraw all the money in your Monese account to your normal current account! T&C:https://monese.com/eu/terms TRANSFERGO (10£) (updated terms and conditions 29/11/2019) Get £10 bonus using my referral code: Enter code ..... when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Click ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** or use .......... to try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. We recommend reading our terms in full. T&C:https://www.transfergo.com/en/terms-and-conditions TRANSFERWISE **(PROVIDE YOU WITH 5€ IF YOU DO A TRANSFER OVER 250)** TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** T&C: https://transferwise.com/terms-and-conditions
**STAYSAFESTAYHOME** EARN Up to 420 BASED ON YOUR CURRENCY-FREE MONEY+CRYPTOCURRENCY-SKRILL-VERSE-CURVE-AZIMO-WORLDREMIT-XENDPAY-MONESE-TRANSFERGO-TRANSFEWISE-CURRENCYFAIR-XAPO-CELCIUSNETWORK-CRYPTO.COM-REVOLUT-IBANWALLET
BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS. BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - AZIMO(10€) - WORLDREMIT (Available In many Countries – ex. Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - MONESE (20€/£) - TRANSFERGO(10£) - TRANSFEWISE(5€) - CURRENCY FAIR(50€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - REVOLUT (10€-ALSO AVAILABLE IN USA) - iBANWALLET($25/25€) Revolut (10€-ALSO AVAILABLE IN USA) Revolut is a digital bank and I've been using it for years now and I'm really satisfied. They offer free multi currency accounts and when you need to exchange money, they offer you the real exchange rate, unlike banks who tack on 2-4% on the rate. By signing up you get a free prepaid credit card. Step 1: Sign up through this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2: Verify your identity. Step 3: Top up your account by at least 10 euro. Step 4: Order a free physical card Step 5: Make your first card payment (you can use the card details that are available in your Revolut app, no need to wait for the arrival of the card). Step 6: Transfer the money back to your bank (or you can leave and continue to use the Revolut card). Full terms and conditions of the referral program: https://www.revolut.com/help/exploring-revolut/referring/earning-a-referral-reward Feel free to reach out to me if you want any other information, I'm happy to help! Iban Wallet ($25/25€) Step 1 : Head to this ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine: .............. Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer. Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn. Very important note, you can only withdraw your funds if you do not invest them. So do not click the 'Invest' button (it is hard to do), just click the 'Withdraw' one. If however you accidentally click the Invest button you have 14 days to change your mind by notifying support through live chat or email. Which usually replies within a few hours and it's very helpful! Also, from their website, "Your funds are deposited in a regulated Electronic Money Institution (EMI), which complies with the required European regulations." Full terms and conditions : https://www.ibanwallet.com/terms If you need help with anything feel free to PM me. Contact me after you get your $25/25€ so that I can send you $10/10€ via Paypal/Revolut. Stay safe, stay home and enjoy your bonus :) Xapo ($10 in BTC) Hi, we can both earn USD 10 when you sign up for Xapo and add USD 100 to your account. It is an easy procedure overall. All that is need that a deposit of 100. (Be careful here, you could deposit 100 € as it is equivalent to 107 USD). You can withdraw your money at any time without any fee. Please send me a message or bid me ($bid) as a comment in order to send you my unique link. Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±€108 ) to your Xapo account. Here's how to get it:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any billwith your address.
Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account. T&C : https://static.xapo.com/terms/index.html Celsius Network (UP TO $220 in BTC) Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet. They have a great referral program, which gives you $10for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment. They also have a lot of promotional codes which you can use to get up to $220 worth of bonuses paid in BTC. Here are all the steps for you to get your FREE $230:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** and use it when signing up on the app.
Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):PLEASE NOTE: If you enter all these codes at once, theymightcancel your bonuses. So if you don't want to risk your bonuses being cancelled, just do as I did - enter one code for $500 deposit and one for $100 to get $60 bonus after 30 days. Afterwards withdraw your coins, enter 2 more codes on the app, deposit your coins back to Celsius and receive another $60 bonus after the next 30 days.
GAIN50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
HELLO50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
HELLO10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
GAIN10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
NEWHOME - $10 bonus paid in CEL when you deposit $500 and hold it for 3 days
CRYPTOLOVE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CELSIUS10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CRYPT0 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy yourUSDΤon CRYPTO.COM. (Referral code for crypto.com ........) Make sure you deposit your coins in one transaction (equivalent to $100 or $500). 5-Hold your coins for 30 days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out. T&C: https://celsius.network/terms-of-use/ CRYPTO.COM ($50 in MCO) Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly. Guide: 1. Sign up via my link - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** 2. Verify your account via KYC - just follow the instructions ID will be necessary! 3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more! 4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you! 5. Write me a message so I can give you the extra 25$ to make this a great deal! T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/ CurrencyFair (50€) ( Two friends from here did this ref yesterday and stayed absolutely satisfied) CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 40 euros. T&C:https://www.currencyfair.com/express-deposits-terms-conditions/ Skrill (£10/€15 e.t.c.) Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification. Here are the steps to get your FREE£10: ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Choose the country where your other accountis and enter £100.
Complete all the details about your EUR account on the next page.
Make sure you have the code ........ entered before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account. If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter the code ........... for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying. Here are the different options for countries outside of UK: EUR countries = minimum transfer of 150€ to get 15€ off transaction Canada = minimum transfer of 200$ to get 25$ off transaction. Australia = minimum transfer of 100$ to get 40$ off transaction South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/ VERSE - €\£5 From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? [ HOW TO CLAIM MONEY ] STEP 1 - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY STEP2 - Register using my link and load £20/€20 by linking your bank STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back. STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account. If there are any inquiries, feel free to message me. T&C:https://verse.me/en/terms CURVE (5£) Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger. Here's how to get your FREE £5:
Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make sure to enter the code ................. when signing up to get FREE £5 after your first transaction.
Add one of your debit or credit cards in the app.
Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, sono actual spending needed.You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms AZIMO (£/€10) They give you a £/€10 referral discount on your first transaction, too. Azimodoesn't require any ID verification. Here are the steps:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make your first transfer of £/€100 or more. Enter the code .............. in the promo code box if the system hasn't automatically applied it.
Enter your name and your EUR account details and finish the transfer. Your "Total to pay" should be £/€90 (that's your £/€10 discount already applied, so you will receive £/€100 in your account).
Pay with your card or bank transfer.
3 FIRST TRANSFERS ARE FEE FREE. You can send money from your bank account to your Revolut or Monese account. It does not need to exchange into other currency. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. T&C:https://azimo.com/en/terms-and-conditions-for-uk WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount) T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet. Here are the steps to get your **FREE (**£10/€10/$10):
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Verify your identity with a pictureof your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
Enter your own personal details and your EUR account details.
Pay with your card or bank transfer.
Your money should reach your account within 1 business day. T&C:https://xendpay.com/xendpay-terms-and-conditions/ MONESE (20€\£) 1- Sign up to Monese via the link below. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** If needed my ref code is ..............., but the link should work. Do not order the prepaid card you do not require it to get the £/€ 20 bonus, unless you really want the card. In the card section on the app, setup a free virtual debit card. 2- For the first free £/€ 5: Load the minimum top up to your virtual card which is £/€ 10. Add your virtual card details to PayPal/Revolut as a payment method. send 1p/1cent to a partner or friend via PayPal/Revolut using the virtual Monese card as your payment method. Within 48 hours £/€ 5 will be added to your account. 3- To get the extra £/€ 15 you have to send £/€500 or more to a friend or partner via PayPal/Revolut: Load £/€ 500 on to the Monese virtual card over a 2 day period, the max you add to the card per day is £/€ 300. Send £/€ 500 via PayPal/Revolut to a partner or friend, with the virtual Monese card as your payment method. 3- Within 48 hours £15 is added to your account. You can then withdraw all the money in your Monese account to your normal current account! T&C:https://monese.com/eu/terms TRANSFERGO (10£) (updated terms and conditions 29/11/2019) Get £10 bonus using my referral code: Enter code ..... when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Click ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** or use .......... to try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. We recommend reading our terms in full. T&C:https://www.transfergo.com/en/terms-and-conditions TRANSFERWISE **(PROVIDE YOU WITH 5€ IF YOU DO A TRANSFER OVER 250)** TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** T&C: https://transferwise.com/terms-and-conditions
**STAYSAFESTAYHOME** EARN Up to 420 BASED ON YOUR CURRENCY-FREE MONEY+CRYPTOCURRENCY-SKRILL-VERSE-CURVE-AZIMO-WORLDREMIT-XENDPAY-MONESE-TRANSFERGO-TRANSFEWISE-CURRENCYFAIR-XAPO-CELCIUSNETWORK-CRYPTO.COM-REVOLUT-IBANWALLET
BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS. BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - AZIMO(10€) - WORLDREMIT (Available In many Countries – ex. Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - MONESE (20€/£) - TRANSFERGO(10£) - TRANSFEWISE(5€) - CURRENCY FAIR(50€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - REVOLUT (10€-ALSO AVAILABLE IN USA) - iBANWALLET($25/25€) Revolut (10€-ALSO AVAILABLE IN USA) Revolut is a digital bank and I've been using it for years now and I'm really satisfied. They offer free multi currency accounts and when you need to exchange money, they offer you the real exchange rate, unlike banks who tack on 2-4% on the rate. By signing up you get a free prepaid credit card. Step 1: Sign up through this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2: Verify your identity. Step 3: Top up your account by at least 10 euro. Step 4: Order a free physical card Step 5: Make your first card payment (you can use the card details that are available in your Revolut app, no need to wait for the arrival of the card). Step 6: Transfer the money back to your bank (or you can leave and continue to use the Revolut card). Full terms and conditions of the referral program: https://www.revolut.com/help/exploring-revolut/referring/earning-a-referral-reward Feel free to reach out to me if you want any other information, I'm happy to help! Iban Wallet ($25/25€) Step 1 : Head to this ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine: .............. Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer. Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn. Very important note, you can only withdraw your funds if you do not invest them. So do not click the 'Invest' button (it is hard to do), just click the 'Withdraw' one. If however you accidentally click the Invest button you have 14 days to change your mind by notifying support through live chat or email. Which usually replies within a few hours and it's very helpful! Also, from their website, "Your funds are deposited in a regulated Electronic Money Institution (EMI), which complies with the required European regulations." Full terms and conditions : https://www.ibanwallet.com/terms If you need help with anything feel free to PM me. Contact me after you get your $25/25€ so that I can send you $10/10€ via Paypal/Revolut. Stay safe, stay home and enjoy your bonus :) Xapo ($10 in BTC) Hi, we can both earn USD 10 when you sign up for Xapo and add USD 100 to your account. It is an easy procedure overall. All that is need that a deposit of 100. (Be careful here, you could deposit 100 € as it is equivalent to 107 USD). You can withdraw your money at any time without any fee. Please send me a message or bid me ($bid) as a comment in order to send you my unique link. Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±€108 ) to your Xapo account. Here's how to get it:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any billwith your address.
Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account. T&C : https://static.xapo.com/terms/index.html Celsius Network (UP TO $220 in BTC) Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet. They have a great referral program, which gives you $10for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment. They also have a lot of promotional codes which you can use to get up to $220 worth of bonuses paid in BTC. Here are all the steps for you to get your FREE $230:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** and use it when signing up on the app.
Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):PLEASE NOTE: If you enter all these codes at once, theymightcancel your bonuses. So if you don't want to risk your bonuses being cancelled, just do as I did - enter one code for $500 deposit and one for $100 to get $60 bonus after 30 days. Afterwards withdraw your coins, enter 2 more codes on the app, deposit your coins back to Celsius and receive another $60 bonus after the next 30 days.
GAIN50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
HELLO50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
HELLO10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
GAIN10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
NEWHOME - $10 bonus paid in CEL when you deposit $500 and hold it for 3 days
CRYPTOLOVE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CELSIUS10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CRYPT0 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy yourUSDΤon CRYPTO.COM. (Referral code for crypto.com ........) Make sure you deposit your coins in one transaction (equivalent to $100 or $500). 5-Hold your coins for 30 days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out. T&C: https://celsius.network/terms-of-use/ CRYPTO.COM ($50 in MCO) Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly. Guide: 1. Sign up via my link - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** 2. Verify your account via KYC - just follow the instructions ID will be necessary! 3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more! 4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you! 5. Write me a message so I can give you the extra 25$ to make this a great deal! T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/ CurrencyFair (50€) ( Two friends from here did this ref yesterday and stayed absolutely satisfied) CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 40 euros. T&C:https://www.currencyfair.com/express-deposits-terms-conditions/ Skrill (£10/€15 e.t.c.) Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification. Here are the steps to get your FREE£10: ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Choose the country where your other accountis and enter £100.
Complete all the details about your EUR account on the next page.
Make sure you have the code ........ entered before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account. If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter the code ........... for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying. Here are the different options for countries outside of UK: EUR countries = minimum transfer of 150€ to get 15€ off transaction Canada = minimum transfer of 200$ to get 25$ off transaction. Australia = minimum transfer of 100$ to get 40$ off transaction South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/ VERSE - €\£5 From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? [ HOW TO CLAIM MONEY ] STEP 1 - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY STEP2 - Register using my link and load £20/€20 by linking your bank STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back. STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account. If there are any inquiries, feel free to message me. T&C:https://verse.me/en/terms CURVE (5£) Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger. Here's how to get your FREE £5:
Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make sure to enter the code ................. when signing up to get FREE £5 after your first transaction.
Add one of your debit or credit cards in the app.
Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, sono actual spending needed.You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms AZIMO (£/€10) They give you a £/€10 referral discount on your first transaction, too. Azimodoesn't require any ID verification. Here are the steps:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make your first transfer of £/€100 or more. Enter the code .............. in the promo code box if the system hasn't automatically applied it.
Enter your name and your EUR account details and finish the transfer. Your "Total to pay" should be £/€90 (that's your £/€10 discount already applied, so you will receive £/€100 in your account).
Pay with your card or bank transfer.
3 FIRST TRANSFERS ARE FEE FREE. You can send money from your bank account to your Revolut or Monese account. It does not need to exchange into other currency. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. T&C:https://azimo.com/en/terms-and-conditions-for-uk WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount) T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet. Here are the steps to get your **FREE (**£10/€10/$10):
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Verify your identity with a pictureof your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
Enter your own personal details and your EUR account details.
Pay with your card or bank transfer.
Your money should reach your account within 1 business day. T&C:https://xendpay.com/xendpay-terms-and-conditions/ MONESE (20€\£) 1- Sign up to Monese via the link below. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** If needed my ref code is ..............., but the link should work. Do not order the prepaid card you do not require it to get the £/€ 20 bonus, unless you really want the card. In the card section on the app, setup a free virtual debit card. 2- For the first free £/€ 5: Load the minimum top up to your virtual card which is £/€ 10. Add your virtual card details to PayPal/Revolut as a payment method. send 1p/1cent to a partner or friend via PayPal/Revolut using the virtual Monese card as your payment method. Within 48 hours £/€ 5 will be added to your account. 3- To get the extra £/€ 15 you have to send £/€500 or more to a friend or partner via PayPal/Revolut: Load £/€ 500 on to the Monese virtual card over a 2 day period, the max you add to the card per day is £/€ 300. Send £/€ 500 via PayPal/Revolut to a partner or friend, with the virtual Monese card as your payment method. 3- Within 48 hours £15 is added to your account. You can then withdraw all the money in your Monese account to your normal current account! T&C:https://monese.com/eu/terms TRANSFERGO (10£) (updated terms and conditions 29/11/2019) Get £10 bonus using my referral code: Enter code ..... when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Click ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** or use .......... to try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. We recommend reading our terms in full. T&C:https://www.transfergo.com/en/terms-and-conditions TRANSFERWISE **(PROVIDE YOU WITH 5€ IF YOU DO A TRANSFER OVER 250)** TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** T&C: https://transferwise.com/terms-and-conditions
**STAYSAFESTAYHOME** EARN Up to 420 BASED ON YOUR CURRENCY-FREE MONEY+CRYPTOCURRENCY-SKRILL-VERSE-CURVE-AZIMO-WORLDREMIT-XENDPAY-MONESE-TRANSFERGO-TRANSFEWISE-CURRENCYFAIR-XAPO-CELCIUSNETWORK-CRYPTO.COM-REVOLUT-IBANWALLET
BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS. BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - AZIMO(10€) - WORLDREMIT (Available In many Countries – ex. Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - MONESE (20€/£) - TRANSFERGO(10£) - TRANSFEWISE(5€) - CURRENCY FAIR(50€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - REVOLUT (10€-ALSO AVAILABLE IN USA) - iBANWALLET($25/25€) Revolut (10€-ALSO AVAILABLE IN USA) Revolut is a digital bank and I've been using it for years now and I'm really satisfied. They offer free multi currency accounts and when you need to exchange money, they offer you the real exchange rate, unlike banks who tack on 2-4% on the rate. By signing up you get a free prepaid credit card. Step 1: Sign up through this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2: Verify your identity. Step 3: Top up your account by at least 10 euro. Step 4: Order a free physical card Step 5: Make your first card payment (you can use the card details that are available in your Revolut app, no need to wait for the arrival of the card). Step 6: Transfer the money back to your bank (or you can leave and continue to use the Revolut card). Full terms and conditions of the referral program: https://www.revolut.com/help/exploring-revolut/referring/earning-a-referral-reward Feel free to reach out to me if you want any other information, I'm happy to help! Iban Wallet ($25/25€) Step 1 : Head to this ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine: .............. Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer. Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn. Very important note, you can only withdraw your funds if you do not invest them. So do not click the 'Invest' button (it is hard to do), just click the 'Withdraw' one. If however you accidentally click the Invest button you have 14 days to change your mind by notifying support through live chat or email. Which usually replies within a few hours and it's very helpful! Also, from their website, "Your funds are deposited in a regulated Electronic Money Institution (EMI), which complies with the required European regulations." Full terms and conditions : https://www.ibanwallet.com/terms If you need help with anything feel free to PM me. Contact me after you get your $25/25€ so that I can send you $10/10€ via Paypal/Revolut. Stay safe, stay home and enjoy your bonus :) Xapo ($10 in BTC) Hi, we can both earn USD 10 when you sign up for Xapo and add USD 100 to your account. It is an easy procedure overall. All that is need that a deposit of 100. (Be careful here, you could deposit 100 € as it is equivalent to 107 USD). You can withdraw your money at any time without any fee. Please send me a message or bid me ($bid) as a comment in order to send you my unique link. Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±€108 ) to your Xapo account. Here's how to get it:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any billwith your address.
Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account. T&C : https://static.xapo.com/terms/index.html Celsius Network (UP TO $220 in BTC) Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet. They have a great referral program, which gives you $10for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment. They also have a lot of promotional codes which you can use to get up to $220 worth of bonuses paid in BTC. Here are all the steps for you to get your FREE $230:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** and use it when signing up on the app.
Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):PLEASE NOTE: If you enter all these codes at once, theymightcancel your bonuses. So if you don't want to risk your bonuses being cancelled, just do as I did - enter one code for $500 deposit and one for $100 to get $60 bonus after 30 days. Afterwards withdraw your coins, enter 2 more codes on the app, deposit your coins back to Celsius and receive another $60 bonus after the next 30 days.
GAIN50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
HELLO50 - $50 bonus paid in BTC when you deposit $500 and hold it for 30 days
CERTIFIED10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
HELLO10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
GAIN10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
NEWHOME - $10 bonus paid in CEL when you deposit $500 and hold it for 3 days
CRYPTOLOVE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CELSIUS10 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
CRYPT0 - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy yourUSDΤon CRYPTO.COM. (Referral code for crypto.com ........) Make sure you deposit your coins in one transaction (equivalent to $100 or $500). 5-Hold your coins for 30 days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out. T&C: https://celsius.network/terms-of-use/ CRYPTO.COM ($50 in MCO) Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly. Guide: 1. Sign up via my link - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** 2. Verify your account via KYC - just follow the instructions ID will be necessary! 3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more! 4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you! 5. Write me a message so I can give you the extra 25$ to make this a great deal! T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/ CurrencyFair (50€) ( Two friends from here did this ref yesterday and stayed absolutely satisfied) CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 40 euros. T&C:https://www.currencyfair.com/express-deposits-terms-conditions/ Skrill (£10/€15 e.t.c.) Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification. Here are the steps to get your FREE£10: ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Choose the country where your other accountis and enter £100.
Complete all the details about your EUR account on the next page.
Make sure you have the code ........ entered before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account. If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter the code ........... for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying. Here are the different options for countries outside of UK: EUR countries = minimum transfer of 150€ to get 15€ off transaction Canada = minimum transfer of 200$ to get 25$ off transaction. Australia = minimum transfer of 100$ to get 40$ off transaction South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/ VERSE - €\£5 From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward? [ HOW TO CLAIM MONEY ] STEP 1 - ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY STEP2 - Register using my link and load £20/€20 by linking your bank STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back. STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account. If there are any inquiries, feel free to message me. T&C:https://verse.me/en/terms CURVE (5£) Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger. Here's how to get your FREE £5:
Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make sure to enter the code ................. when signing up to get FREE £5 after your first transaction.
Add one of your debit or credit cards in the app.
Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, sono actual spending needed.You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms AZIMO (£/€10) They give you a £/€10 referral discount on your first transaction, too. Azimodoesn't require any ID verification. Here are the steps:
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Make your first transfer of £/€100 or more. Enter the code .............. in the promo code box if the system hasn't automatically applied it.
Enter your name and your EUR account details and finish the transfer. Your "Total to pay" should be £/€90 (that's your £/€10 discount already applied, so you will receive £/€100 in your account).
Pay with your card or bank transfer.
3 FIRST TRANSFERS ARE FEE FREE. You can send money from your bank account to your Revolut or Monese account. It does not need to exchange into other currency. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. T&C:https://azimo.com/en/terms-and-conditions-for-uk WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free. IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED. Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount) T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet. Here are the steps to get your **FREE (**£10/€10/$10):
***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
Verify your identity with a pictureof your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
Enter your own personal details and your EUR account details.
Pay with your card or bank transfer.
Your money should reach your account within 1 business day. T&C:https://xendpay.com/xendpay-terms-and-conditions/ MONESE (20€\£) 1- Sign up to Monese via the link below. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** If needed my ref code is ..............., but the link should work. Do not order the prepaid card you do not require it to get the £/€ 20 bonus, unless you really want the card. In the card section on the app, setup a free virtual debit card. 2- For the first free £/€ 5: Load the minimum top up to your virtual card which is £/€ 10. Add your virtual card details to PayPal/Revolut as a payment method. send 1p/1cent to a partner or friend via PayPal/Revolut using the virtual Monese card as your payment method. Within 48 hours £/€ 5 will be added to your account. 3- To get the extra £/€ 15 you have to send £/€500 or more to a friend or partner via PayPal/Revolut: Load £/€ 500 on to the Monese virtual card over a 2 day period, the max you add to the card per day is £/€ 300. Send £/€ 500 via PayPal/Revolut to a partner or friend, with the virtual Monese card as your payment method. 3- Within 48 hours £15 is added to your account. You can then withdraw all the money in your Monese account to your normal current account! T&C:https://monese.com/eu/terms TRANSFERGO (10£) (updated terms and conditions 29/11/2019) Get £10 bonus using my referral code: Enter code ..... when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Click ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** or use .......... to try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. Here’s what’s new: To be eligible for the referral bonus, the sender and receiver can’t be the same person, even if they have different bank accounts, or the name on their card is different Transfers made from or to a prepaid card provider (eg. Revolut, Monese, N26, Monzo or any other) won’t be eligible for the referral bonus We recommend reading our terms in full. T&C:https://www.transfergo.com/en/terms-and-conditions TRANSFERWISE **(PROVIDE YOU WITH 5€ IF YOU DO A TRANSFER OVER 250)** TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK*** T&C: https://transferwise.com/terms-and-conditions
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